Author: Admin

Solve Your Financial Problems With Tax Deferred Retirement Annuities

by

Simon Cronje

The post-retirement phase of old aged individuals is full of difficulties. They are not only mentally insecure, but also feel the insecurity in financial terms. Many institutions have made available certain schemes so that the senior citizens could lead a comfortable life when they retire. Retirement annuities are the plans that have been introduced to serve this purpose. These are the schemes which have been designed to ensure a fret free life to the people when they get old. Several forms of annuity programs have come into focus in recent times, among which tax deferred annuity schemes are preferred hugely by major number of old public.

Retirement annuities are contracts between an individual and an insurance company. During his service period, the individual contributes a particular percentage of his income to his retirement annuity fund. This fund, after his retirement acts as an efficient source of income for him. It can, simply, be considered as his savings since his working period, in order to make his life comfortable and financially stable during the advanced stage. With the popularity of these programs, there are several schemes that have been introduced for the retirees. In order to avail the benefits, however, an annuitant can choose a program that is best suitable for his needs. According to his requirements, he might opt for releasing retirement annuities for a specific period of time or even for his lifetime.

Tax deferred annuity enables people to receive scheduled payments for post-retirement phase as soon as they enroll for these schemes offered by the insurance companies. The uniqueness of this program is that it provides an individual a chance to postpone paying their taxes on the interest that they earn from their annuity amount. As a result of this, the retirees get an opportunity to increase the savings that they have made in the retirement fund, which in turn increments their earning after retirement. In spite of being a bit costly, tax deferred annuity deals are preferred by the annuitants because of the tax deferment option that it offers.

[youtube]http://www.youtube.com/watch?v=-B0re9FRwX8[/youtube]

Until and unless the annuitants withdraw the amount from their retirement fund, they are not likely to pay any kind of taxes, in case of the tax deferred annuity. Unlike traditional savings or investment amount, this scheme will help the old aged citizens save more money for collecting an hefty sum after they get retired, which in turn removes all the financial worries at the advanced stage of their life. As soon as the interest starts being earned, it will continue to supplement the amount. Retirement annuities, however, are classified into two categories, fixed annuity and variable annuity. In the former classification, the principal amount of the individual is guaranteed and fixed, whereas in case of the latter, it keeps on changing based on certain factors.

While choosing a scheme from available list of

retirement annuities

, you must check the annuity rates offered by different companies. The companies with higher premium rates should be selected so that the interest given on the sum is more. In case of

tax deferred annuity

, however, as soon as an individual turns 59 and a half, he is eligible to receive the payments from the annuity, beginning his phase of paying taxes.

Simon Cronje is a business consultant who has good information on

retirement annuities

and

tax deferred annuity

. For more information visit

totalreturnannuities.com/

.

Article Source:

ArticleRich.com

Friday, April 3, 2009

Rod Blagojevich, the former governor of the US state of Illinois, was indicted on Thursday on charges of corruption for allegedly planning to “sell” Barack Obama’s Senate seat when the latter vacated it to become President.

Five of his advisers, including Blagojevich’s brother Robert, were also indicted. The others are former fundraiser, Christopher Kelly, former chief of staff John Harris, former aide Lon Monk, and the lobbyist William Cellini.

A jury indicted Blagojevich on sixteen felony counts, among them wire fraud, extortion conspiracy, and racketeering conspiracy. The indictment states that if convicted, the ex-governor could face over three hundred years in prison, as well as US$4 million worth of fines, including restitution.

The governor insists that he did nothing illegal, and claims that he was the victim of a politically motivated witch hunt. He pledged to fight his charges in court.

“I’m saddened and hurt but I am not surprised by the indictment. I am innocent,” read a statement released by Blagojevich. “I now will fight in the courts to clear my name. I would ask the good people of Illinois to wait for the trial and afford me the presumption of innocence that they would give to all their friends and neighbors.”

Blagojevich, a governor serving his second term, was arrested on December 9 of last year on charges of wire fraud and conspiracy to commit mail and wire fraud. Shortly thereafter, the Illinois House impeached him before the Senate, which nearly unanimously convicted him and expelled him from office.

Retrieved from “https://en.wikinews.org/w/index.php?title=Former_governor_of_Illinois_indicted_on_corruption_charges&oldid=1030102”

Friday, June 5, 2009

General Motors Corporation (GM), an American automaker which has filed for bankruptcy protection, announced on Friday that the Penske Automotive Group (PAG) was selected to purchase Saturn Corporation. The transaction should be completed in October.

The purchase includes rights to the Saturn brand, its five current models and its dealership network. Two models would be discontinued, the Sky and Astra. GM would continue building the Aura sedan, the SUV’s, Vue and Outlook for at least two more years.

Saturn has 350 dealers across the United States. The dealers employ more than 13,000 jobs and sell only the Saturn autos. Canadian Saturn dealers are not included in the deal.

According to Penske future Saturn vehicles will be fuel economy focused. An expert indicated that this would move Saturn back to its roots of a entry level car company. PAG is in talks with several international automakers to replace GM after 2011. Automotive News reports that Renault Samsung Motors of Korea is the most likely candidate.

Penske wants Jill Lajdziak, Saturn’s general manager, and Tom LaSorda, former Chrysler President to head up the company when it is independent of GM.

Serra Automotive in Grand Blanc Township, Genesee County, Michigan, is in talks to take a partial ownership in a new Saturn lead by Penske.

Retrieved from “https://en.wikinews.org/w/index.php?title=Penske_Auto_selected_to_buy_General_Motors%27_Saturn_unit&oldid=4455692”

Friday, April 11, 2008

Wikinews held an exclusive interview with Jeremy Hanke, editor of MicroFilmmaker Magazine. The magazine, which is free to read online, was started as a resource for the low budget moviemaker and features book, independent film, equipment and software reviews as well as articles on film distribution, special effects and lighting.

He says that one of the goals of the magazine is to “connect low-budget filmmakers via a feeling of community, as many…..often compete so viciously against one another in film festivals for coveted “shots” with Hollywood, that they can quickly forget their similarities.”

When asked if films made on a shoestring budget can really compete with those made for millions of dollars, he replied, “no…yes…and absolutely. Allow me to explain.” And so he does in the interview below.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_Jeremy_Hanke,_editor_of_MicroFilmmaker_Magazine&oldid=4500791”

Homecare for Seniors Tacoma, WA

by

(888) 889-4092http://heartwarmingcare.com/, (253) 460-1574, tocoma wa, inhome care, elder care, home care, caregivers, alzheimer’s care, dementia care

Seniors, caregivers, geriatric health care and in-home care; professionals in University Place, Tacoma, Lacey and the surrounding areas of Pierce and Thurston Counties, Washington recognize us as premier providers of home care and geriatric care management.

At Heartwarming Care we specialize in providing in-home care assistance with activities of daily living, such as meal preparation, bathing, grooming, light housekeeping, companionship, assistance to medical appointments, medication reminders, exercise and activity.Our in-home care professionals are experienced in assisting elderly clients who need help with activities of daily living, those with Alzheimer’s/Dementia, stroke, multiple sclerosis or Parkinson’s; cancer/oncology and hospice patients; patients recovering from back, knee, hip, gynecological, urological, general, and heart or plastic surgery. Our professional in-home care services are provided by experienced certified companion aides. We can provide these services at home, hospital, or resident care facility.Heartwarming Care will bill and accept most major insurance companies upon verification of coverage. Personal checks, VISA, and MasterCard are also accepted. We work with most long term care insurance plans.At Heartwarming Care, we employ a well trained staff and take responsibility for providing in-home care, insurance, bonding, and Worker’s Compensation (L&I). All of our staff are First Aid/CPR certified, undergo reference and criminal background checks, and attend new employee orientation and safety training. Additionally, we withhold and deposit all state and federal payroll taxes. By doing so, we remove the family or client from any potential liability or unexpected legal/financial considerations. We also provide Geriatric Care Management services. The Geriatric Care Management services at Heartwarming Care is provided by Elder Assessment & Referral Service Inc.We offer a variety of flexible service options:Hourly – Care provided from 4 to 24 hours a day.Live-In – 24 hour, around the clock care.Bath Service – home visit for bathing, cleaning, dressing, and preparation of one meal.Coverage available 7 days a week / 24 hours per day.No weekly minimum of hours!Contact us today for superb service and professional support!heartwarmingcare.com/

, (253) 460-1574, tocoma wa, inhome care, elder care, home care, caregivers, alzheimer’s care, dementia care

Article Source:

eArticlesOnline.com}

See the discussion page for instructions on adding schools to this list.Tuesday, September 13, 2005

NAICU has created a list of colleges and universities accepting and/or offering assistance to displace faculty members. [1]Wednesday, September 7, 2005

This list is taken from Colleges offering admission to displaced New Orleans students, and is intended to make searching easier for faculty, graduate, and professional students.

In addition to the list below, the Association of American Law Schools has compiled a list of law schools offering assistance to displaced students. [2] As conditions vary by college, interested parties should contact the Office of Admissions at the school in question for specific requirements and up-to-date details.

The Association of American Medical Colleges is coordinating alternatives for medical students and residents displaced by Hurricane Katrina. [3]

ResCross.net is acting as a central interactive hub for establishing research support in times of emergency. With so many scientists affected by Hurricane Katrina, ResCross is currently focused on providing information to identify sources of emergency support as quickly as possible. [4]

With so many scientists affected by Hurricane Katrina, ResCross is currently focused on providing information to identify sources of emergency support as quickly as possible.

Physics undergraduates, grad students, faculty and high school teachers can be matched up with housing and jobs at universities, schools and industry. [5] From the American Association of Physics Teachers, the Society of Physics Students, the American Institute of Physics and the American Physical Society.

If you are seeking or providing assistance, please use this site to find information on research support, available lab space/supplies, resources, guidelines and most importantly to communicate with fellow researchers.

The following is a partial list, sorted by location.

Alabama |Alaska |Arizona |Arkansas |California |Colorado |Connecticut |Delaware |District of Columbia |Florida |Georgia |Hawaii |Idaho |Illinois |Indiana |Iowa |Kansas |Kentucky |Louisiana |Maine |Maryland |Massachusetts |Michigan |Minnesota |Mississippi |Missouri |Montana |Nebraska |Nevada |New Hampshire |New Jersey |New Mexico |New York |North Carolina |North Dakota |Ohio |Oklahoma |Oregon |Pennsylvania |Rhode Island |South Carolina |South Dakota |Tennessee |Texas |Utah |Vermont |Virginia |Washington |West Virginia |Wisconsin |Wyoming |Canada

Retrieved from “https://en.wikinews.org/w/index.php?title=Colleges_offering_admission_to_displaced_New_Orleans_graduate_students&oldid=4617834”

Retrieved from “https://en.wikinews.org/w/index.php?title=Prince_William_marries_Kate_Middleton—live_updates&oldid=4600826”

For parents kids are the most precious gift from God. They are also very important members of family. So it is very important for the parents to take care of their kids and also keep their happiness alive. For kids two things are very important one is toys and other is clothes. We all know that for the mental and physical growth play is very necessary. And for any kid toys are very important part of their play. As much we are concerned about the cloths or toys, you can easily find them in the retail store, online stores or in supermarkets. At all these stores you can get attractive and very fancy clothes. In the toys section you are able to get the different size of toys with a wide range of design and price.

  • Sell old stuffs: – if you have bought expensive clothes for your kids then you can also sell them when your kids are done with them. There are lots of shops are available who accept used kids clothing. Same thing you can do with the toys you can re-sell them to the shop or in scrap market. By selling these used kids toys or clothes you are able to get back some of you money.
  • Going for used stuffs: – we all are aware of the fact that kids grow faster, so it is possible that the clothes, even being in good condition, didn’t fit them. Lots of parents sell these clothes at very small prices. You can buy these used kids clothing at very small cost. If it still be in good condition then you can re-sell it too.
  • Selection of designer: – it is not necessary that all the designer clothes come with big brands. You can check for the local designers because sometimes you can get good designers in small places. They are able to provide the fancy, stylish and designer clothes at very low cost. In same manner if you search for the toys you will get shops who sell used kids toys at lower prices than supermarket.
  • Exchanging stuffs: – it is possible that you have friends or neighbors who also have kids then you can exchange your old toys or clothes with them.
  • Making own toys and clothes: – in this fast growing world you have lots of option by which you can create toys and clothes of your own. You can also get lots of website who give tutorial for making toys and clothes. You are free of making different clothes and toys of different size and design. By doing this you can get the designer clothes and toys at much lower cost when you compared to other designers.

Saturday, August 30, 2008

A memorial service was held Friday for Javon Thompson, a toddler that died in Baltimore, Maryland, while under the care of a religious group called “1 Mind Ministries”. Thompson died in late 2006 or early 2007 in an apartment in West Baltimore. According to police statements, members of 1 Mind Ministries refused the boy food and water because he did not say “amen” after group meals. Police say the boy would have been about 19 months old when members of the group stopped feeding him in December 2006.

I loved this baby more than anything in my life.

The Baltimore Sun spoke with Seeta Khadan-Newton, Javon Thompson’s grandmother, at the funeral service which took place at March Funeral Homes in Northwest Baltimore. “I loved this baby more than anything in my life,” she said.

The Baltimore Sun reported that Khadan–Newton told them she had contacted Baltimore’s Division of Social Services at least four times between April and December of 2006 out of worries for Thompson’s wellbeing and location. DSS officials stated that they received only two phone calls, and the complaints about Thompson’s treatment were not enough to look into further.

WJZ-TV reported that “Queen Antoinette”, the 40-year-old leader of 1 Mind Ministries, allegedly concealed Javon Thompson’s body in a blanket and sprayed it with fabric softener to mask the odor before having a member of the group leave the body in a friend’s backyard shed in Philadelphia. According to police, members of 1 Mind Ministries placed Thompson’s remains in a suitcase and took it to Philadelphia in February 2007, where they left it with an elderly friend. Subsequently members of the group moved to Brooklyn, New York. Law enforcement authorities found the suitcase with Thompson’s remains in April 2008.

Ria Ramkissoon, 21, Thompson’s mother, and four others, have been charged with first-degree murder by Baltimore homicide detectives in connection with the boy’s death. The Associated Press reported that police charging documents state that Queen Antoinette instructed her followers to pray for Javon Thompson to be resurrected while he lay dead in the back room of the Baltimore apartment. An informant told police Queen Antoinette left Javon Thompson’s body in the back room of the apartment for over a week, and told her followers: “God was going to raise Javon from the dead”.

The members of this cult, who were more than twice her age, were calling the shots.

Ramkissoon’s mother and her attorney assert that she was brainwashed by the 1 Mind Ministries group and acted under the control of Queen Antoinette. “The members of this cult, who were more than twice her age, were calling the shots,” said Ramkissoon’s attorney Steven Silverman at a court hearing for his client. Inside the group, Ria Ramkissoon referred to herself as “Princess Marie”.

Court documents revealed that 1 Mind Ministries conducted operations in secret, did not believe in medical care and dressed in all-white clothing. Members of the group were referred to as “princes” and “princesses” by Queen Antoinette, also known as Toni Sloan or Toni Ellsberry. Documents also state that they viewed Javon Thompson as a “demon” for not saying “amen” after meals, that they stopped feeding him in December 2006, and did not seek out medical attention when the boy stopped breathing and died.

It fits the profile of a classic cult…

Rick A. Ross of The Ross Institute Internet Archives for the Study of Destructive Cults, Controversial Groups and Movements spoke with the Associated Press about the nature of the 1 Mind Ministries group, and asserted that it meets the definition of a “cult“. Ross has given expert testimony in cases related to controversial groups and has studied them for 26 years. Law enforcement officials also used the term to describe the 1 Mind Ministries group, specifically characterizing it as a “Christian fundamentalist cult”.

“It fits the profile of a classic cult in the sense that it’s a personality-driven group and that Queen Antoinette is that animating personality and central defining element of the group,” said Ross. He compared the group to others where children were killed because they did not follow the instructions of the group. The Ross Institute Internet Archives maintains a page about 1 Mind Ministries, which contains archived news articles, a photo of Queen Antoinette, and links to other resources.

Prosecutors in the murder case have also referred to the 1 Mind Ministries group as a “cult”, and said that members of the group would likely follow Queen Antoinette’s instructions during the trial. In a hearing August 13 where Queen Antoinette and group member Trevia Williams, 21, were denied bail, they both also refused legal representation from Baltimore public defenders, and both declined a preliminary hearing. “Chances are, the cult members are going to do what she tells them to do,” said Baltimore Assistant State’s Attorney David C. Chiu at the court proceeding. Ria Ramkissoon is being held in the psychiatric unit of a city jail in Baltimore, Queen Antoinette, Trevia Williams and group member Marcus Cobbs are also being held in jail in Baltimore, and federal officials in New York from the United States Marshals Service are searching for another member of the group.

This baby died so that they could be exposed.

Rev. Anna V. Nelson spoke to the family at the memorial service in Baltimore, saying: “I would like to think that this boy died for us. This baby has left a message here for the whole world. This baby died so that they [1 Mind Ministries] could be exposed.”

The memorial service ended with a presentation of video clips of Javon Thompson playing, being held by his mother, and finally watching the camera as a female voice says goodbye to him.

Retrieved from “https://en.wikinews.org/w/index.php?title=Memorial_for_toddler_who_died_under_care_of_controversial_%271_Mind_Ministries%27_group&oldid=2068159”