Submitted by: Mario Churchill

A lot of people around the world today use credit cards for almost everything. From going to the grocery store to buying tickets for a sports event that they want to see.

Unfortunately, people are also using their credit cards more on the Internet, although this is not a bad thing and people do it all the time, there is a problem that some people do not look at.

The most important thing you can possibly do when using your credit card on the Internet is making sure the web site is secure so that the information you give off of your credit card cannot be stolen or copied by any third party. If you are not sure about a web site and the fact of it being secure or not; it is recommended that you don t use the web site.

Identity theft is on the rise and the use of credit cards on web sites that are not secure is one way that others can get your personal information.

[youtube]http://www.youtube.com/watch?v=mt4_v9IZDYI[/youtube]

In fact, this problem has gotten so out of hand that web sites that offer the purchase of items let you know now whether the site is secure or not, so people have some kind of peace of mind when ordering a product off of the Internet. Web sites are taking extra measures to protect the information of the person who is using the credit card and often times when it reads the information back to you only the last four digits of your credit card is actually seen. This is one way the web sites are starting to protect you. Another is the way your name might be listed, sometimes the first name is last on the form which can sometimes confuse someone who is actually trying to obtain your information from the usage of your credit card.

Credit card companies are even offering some assistance in the event that your information is stolen, they can eventually reach the source and recover the individual that has been using your credit card information. Therefore some credit card companies will reimburse you for these purchases although some credit card companies will not.

The best thing you can do is make absolutely sure that the site you are using for your purchases is a secure site definitely.

Also by adding encryption the Internet is making a difference for consumers using credit cards on the Internet to purchase items on various web sites. This helps a great deal. For as it is widely known, more people use credit cards for purchases than anything else today.

Whether it is on the Internet or in other various department stores the security on credit cards and credit card holders is getting more complicated for the purpose of protecting the information on the individual that holds the credit card. This way no problems are encountered and issues that could have become a problem are resolved very easily.

Those who do have credit cards in some cases use them very rarely, simply for the reason that they are afraid that their information is at risk. It in this situation, they usually use the credit cards for emergency uses only.

About the Author: Mario Churchill is a freelance author and has written over 200 articles on various subjects. For more information on

credit cards

or to

apply for a credit card

checkout his recommended websites.

Source:

isnare.com

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Monday, July 2, 2018

Yesterday, Spanish footballer Andrés Iniesta announced retirement from international football. The midfielder made the announcement after Spain lost to Russia in the Last 16 match of the FIFA World Cup. Speaking to the reporters, Iniesta said, “It’s true that it is my last match with the National Team, on a personal level it’s the end of a magnificent phase. Overall, I think it’s the saddest day of my career.” ((es))spanish language: ?Es una realidad que es mi última partido con la Selección, a nivel individual se acaba una etapa maravillosa. En conjunto seguramente sea el día más triste de mi carrera

Since 34-year-old Iniesta made his international debut, he has featured in 131 games, scoring thirteen goals. Iniesta also scored the winning goal against the Netherlands in the 2010 World Cup final. With the international team, Iniesta has won two UEFA Euro trophies in 2008 and 2012 as well as the 2010 FIFA World Cup.

After the match, Iniesta said, “It’s true that this was my last match with the national team. On an individual level, it brings an end to a marvellous chapter of my life. It’s a difficult moment, one we’ve experienced before, but we weren’t capable of that little bit extra. My personal cycle ends here after a long time [playing for Spain], but everything has its beginning and end. It isn’t the farewell I dreamed about, but football and life can be like that.”

Iniesta’s last match for Spain went on to a penalty shootout against Russia after a 1–1 draw at the end of extra time. Iniesta was the first to take the penalty kick and scored the spot kick.

Tuesday, June 8, 2010

Yesterday, at this year’s Apple Worldwide Developers Conference (WWDC), company CEO Steve Jobs unveiled iPhone 4, along with the new iOS 4 operating system for Apple mobile devices.

The announcement was long-awaited but not a very big surprise. In April, the technology blog Gizmodo obtained a prototype of the new phone and published details of it online. While introducing iPhone 4, at the annual conference, Jobs started by hinting at the incident, saying, “Stop me if you’ve already seen this.”

The new iPhone was praised by Jobs as “the biggest leap we’ve taken since the original iPhone.” It is only 9.3 millimetres (0.37 inches) thick, making it “the thinnest smartphone on the planet”, a 24 percent reduction from Apple’s previous model, the iPhone 3GS. Structure-wise, iPhone 4 has a new stainless steel frame, which acts as an antenna, supposedly boosting its signal reception abilities and possibly reducing the amount of dropped calls. It also has a new screen, dubbed a “retina display,” which displays images at 326 pixels per inch. During the keynote, Jobs demoed the device’s new internal gyroscope as well. Even though it now uses Apple’s faster A4 processor (first used in its iPad tablet), iPhone 4 has a claimed seven hours of 3G talk time, up two hours from the 3GS.

In addition to its design features, Jobs showed off iPhone 4’s new video calling abilities. This feature is called FaceTime, and connects with other iPhone 4s via Wi-Fi. The phone has two cameras: one on the front for video chats, and one on the back for taking pictures and other videos. The rear camera has a resolution of five megapixels, is capable of recording high-definition video, and has an LED flash.

The iPhone 4 will use Apple’s latest mobile operating system, iOS 4. Formerly “iPhone OS,” iOS 4 was first introduced by Apple in April, and includes multitasking capabilities. Jobs called the new software “the most advanced mobile operating system in the world.” iOS will support Apple’s new mobile advertising service, iAd, which goes live on July 1.

iPhone 4 will be available on June 24 in the United States, United Kingdom, France, Germany, and Japan. It comes in two colors—black and white—and two storage capacities. The 16GB version is priced at US$199 and the 32GB version at US$299. The iPhone 3GS’s price will be reduced to US$99, and the iPhone 3G will be discontinued. iOS will be available as a free software update to users of compatible older Apple devices (including the 3GS) on June 21. In the U.S., iPhone 4 will only be available on AT&T’s cellular network, despite calls for Apple to let the iPhone be used on other carriers, such as Verizon.

Competition-wise, the BlackBerry mobile device is still the most popular smartphone right now. Apple is also facing some serious competition from web giant Google’s Android operating system, as well as Palm’s webOS. Earlier this year, Android phones managed to outsell iPhones. iPhone users, however, account for over half of those surfing the Internet on a mobile browser in the U.S. Jobs also noted that over five billion iOS applications, commonly called “apps,” have been purchased from Apple’s App Store. The App Store currently has around 225,000 different apps for sale.

Tuesday, August 17, 2010

Plastic surgeon to the stars Dr. Frank Ryan has died in a car accident at age 50. It is reported that the Jeep Ryan was driving crashed over the side of the Pacific Coast Highway and landed on rocks. Lifeguards were first on the scene and unsuccessfully tried to rescue Ryan. It is thought that no other vehicle was involved in the incident.

Dr. Ryan, a celebrity in his own right, performed plastic surgery on several stars including Janice Dickinson, Gene Simmons, Shauna Sand and Adrianne Curry. He appeared on several television shows and became one of the first people to perform plastic surgery on television in 1995.

A representative for Janice Dickinson released a statement about the death of Ryan. She said “Janice is deeply, deeply anguished! She is stunned and wants the world to know what a genius Dr. Ryan was.”

Ryan was traveling with his pet dog at the time of the crash; the dog was found seriously injured in the ocean and was transported to a local veterinarian. Dr. Ryan was pronounced dead at the scene.

 Correction — January 10, 2009 This article incorrectly states that Mr Madoff attended Hofstra University Law School. His education was actually with Hofstra College, which he graduated from in 1960. 

Friday, December 12, 2008

Top broker and Wall Street adviser Bernard L. Madoff, aged 70, was arrested and charged by the FBI on Thursday with a single count of securities fraud, also known as stock fraud and investment fraud. He allegedly told senior employees of his firm on Wednesday that his $50 billion business “is all just one big lie” and that it was “basically, a giant Ponzi scheme (since at least 2005).” Mr. Madoff faces up to 20 years imprisonment and a fine of up to $5 million. FBI agent Theodore Cacioppi said Mr. Madoff’s investment advisory business had “deceived investors by operating a securities business in which he traded and lost investor money, and then paid certain investors purported returns on investment with the principal received from other, different investors, which resulted in investors’ losses of approximately $50 billion dollars.”

The former chairman of the Nasdaq Stock Market is also the founder and primary owner of Bernard L. Madoff Investment Securities LLC, the closely-held market-making firm he launched in 1960. The firm is one of the top market maker firms on Wall Street. He founded his family firm with an initial investment of $5,000, after attending Hofstra University Law School. He saved the money earned from a job lifeguarding at Rockaway Beach in Queens and a part time job installing underground sprinkler systems.

A force in Wall Street trading for nearly 50 years, he has been active in the National Association of Securities Dealers (NASD), a self-regulatory organization for the U.S. securities industry. His firm was one of the five most active firms in the development of the NASDAQ, having been known for “paying for order flow,” in other word paying a broker to execute a customer’s order through Madoff. He argued that the payment to the broker did not alter the price that the customer received. He ran the investment advisory as a secretive business, however.

Dan Horwitz, counsel of Mr. Madoff, in an interview, said that “he is a longstanding leader in the financial-services industry with an unblemished record; he is a person of integrity; he intends to fight to get through this unfortunate event.” Mr. Madoff was released on his own recognizance on the same day of his arrest, after his 2 sons turned him in, and posting $10 million bail secured by his Manhattan apartment. Without entering any plea, the Court set the preliminary hearing for January 12.

Madoff’s hedge fund scheme may rank among the biggest fraud in history. When former energy trading giant Enron filed for bankruptcy in 2001, one of the largest at the time, it had $63.4 billion in assets. The scheme would dwarf past Ponzis, and it would further be nearly five times the telecommunication company WorldCom fraud and bankruptcy proceedings in 2002.

The Securities and Exchange Commission filed a separate civil suit on Thursday against Bernard L. Madoff Investment Securities and its eponymous founder Mr. Madoff. It was docketed as “U.S. v. Madoff,” 08-MAG-02735, by the U.S. District Court for the Southern District of New York (Manhattan). SEC, New York associate director of enforcement, Andrew M. Calamari, asked the judge to issue seizure orders on the firm and its assets, and appoint a receiver. The SEC pleads, among others, that “it was an ongoing $50 billion swindle; our complaint alleges a stunning fraud that appears to be of epic proportions.” It further accused the defendant of “paying returns to certain investors out of the principal received from other, different investors” for years. Madoff’s hedge fund business had previously claimed to have served between 11 and 25 clients and had $17.1 billion in assets under management. But virtually all of the assets were missing.

United States District Court for the Southern District of New York Louis L. Stanton on Thursday appointed Lee Richards, a Manhattan lawyer, as the firm’s receiver. A hearing is set for Friday, for a ruling on the SEC’s petition to grant plenary powers to the receiver over the entire firm, and an absolute asset sequestration.

Doug Kass, president of hedge fund Seabreeze Partners Management said that “this is a major blow to confidence that is already shattered — anyone on the fence will probably try to take their money out.”

Sunday, June 29, 2014

Spain’s men’s national goalball team arrived in Espoo, Finland Friday for the start of the 2014 IBSA Goalball World Championships. The team comes into the tournament with the goal of securing a medal, which would qualify them for the 2016 Summer Paralympics in Rio de Janeiro. The team missed the 2012 Summer Paralympics.

Head coach Francisco Monreal said, “The objective is to reach the medal round, and qualify directly for the 2016 Games, but we need to be realistic and not think game by game, we can get a surprise. […] The competition will be decided in one game, head or tails, where it doesn’t matter what happened before. ((es))Spanish language: ?el objetivo previsto es alcanzar las medallas y clasificarnos directamente para los Juegos de 2016, pero hay que ser realistas y como no vayamos pensando partido a partido, nos podemos llevar una sorpresa. […] La competición se decidirá en un partido a cara o cruz, como son los cruces de cuartos, y donde no sirve de nada lo realizado en la primera fase

Coming into the competition, the team was ranked eleventh in the world based on the IBSA Unofficial rankings published late last month, down one spot from the April rankings. The team is scheduled to play their first game against the ninth ranked United States men’s team on Monday morning, before playing twenty-first ranked Germany later in the afternoon. Their other scheduled competitors in pool play are top ranked Iran, third ranked Algeria, seventh ranked Finland, twelfth ranked Czech Republic and twentieth ranked Ukraine. The team needs to finish in the top four in their group to advance to the second round.

The team’s roster includes Jose Daniel Fernández, Cristian Santamaria, Félix Vargas, Roman Martínez, Jesús Santana, and Javier Serrato. They are led by head coach Monreal, with assistant coach Carles Estrany and physiotherapist José Bravo. The team is drawn from around the country, with Santana playing for a club in the Canary Islands, Serrato playing for Valencia, Fernández for Madrid area Chamartín, Santamaría for Cantabria, Vargas coming from Barcelona and Martínez from Aragón.

Absent from the 2012 Summer Paralympics, the last major international competition the team competed in was the 2010 Goalball World Championships in Sheffield, England where the team finished fifth. In last year’s IBSA European Goalball Championships in Turkey, the team finished second, behind World Championship hosts and Paralympic gold medalists Finland.

Goalball was created in 1946, exclusively for people with a visual disability and designed to help with the rehabilitation of veterans returning from World War II. Play in the Paralympics consists of two twelve-minute periods, with a three minute break between halves. Players are blindfolded to ensure all are equally visually handicapped on-court, and the game can be stopped to ensure goggles are properly fitted. Standing in front of a long goal, they throw the ball at the opposition team’s net who in turn try to block it by listening to the ball, which contains a bell, and using their bodies to prevent the ball from going in. The audience is asked to remain silent during play.

Tuesday, November 27, 2012

Japanese multinational company Fujitsu launched a website for a dog pedometer which allows customers to monitor their dog’s health online. The device measures data while attached to the dog’s collar. Customers are also able to add more data to the website manually, then it displays the complete set of data graphically. Fujitsu launched the website today (Tuesday) and plans to start the sales in Japan tomorrow (Wednesday).

The pedometer is called “Wandant”, from Japanese “Wan” equivalent to “woof”, and the “dant” of “pendant”. The latter refers to the pedometer, because it is attached to a dog collar. The users can transfer data to an Android phone using a touch-card to make it available online.

Fujitsu said Wandant would be the first cloud-based dog health-care service.

The data include walking, temperature, and shaking motion statistics. The users can manually enter additional data such as food quantities, weight, custom notes, and photos.

Fujitsu said, “The data are presented graphically on a custom website that makes trends in the dog’s activities easy to understand at a glance. This helps owners get a stronger sense of their dog’s health, while enabling communication with the dog.”

By Alyssa Davis

Apartments dwellers are often surprised to find out that the lease they have signed strictly prohibits the use of paint of nails on the apartment walls, which presents a huge barrier to decorating their apartments to suit their personal style and tastes. After all, most people sign a year’s lease when they rent an apartment. You can still manage to impart your own unique style in an apartment that doesn’t allow the use of paint or nails – you simply need to be a bit more creative.

Adhesive Hooks and Putty

There are some great products out there that are made specifically for hanging pictures and wall art without creating a nail hole, like adhesive hooks or putty. With adhesive hooks, you simply peel off the back of the hook and secure it firmly to the wall to hang the object. Putties are usually kneaded into a specific shape and then applied to the back of the object, and then you press the object firmly against the wall for thirty seconds or so, depending on the manufacturer’s instructions, until it forms a tight hold.

Fabric

[youtube]http://www.youtube.com/watch?v=Iq9-_ODDoHI[/youtube]

Many people who live in apartments choose to cover the walls in fabric, which can be tacked up as long as tacks are allowed. You can purchase large pieces of fabric from any craft store, in various designs and colors. Choose lightweight fabric so that tacks can hold it to the wall easily. To apply the fabric to your walls, place tacks along the fabric’s upper edge along the top of your wall. Fabric is sold in square yards, so measure your wall before heading out to purchase your fabric. You can do either a section of the wall or the entire wall.

Paper Tape

You can make a striped wall using decorative paper tape that is sold in many craft supply stores and art supply stores. This type of tape will stick firmly to the wall and then just peel away when you’re tired of it or when you move. Experiment with various widths and colors to give your plain apartment walls a decorative punch.

Posters

Posters can be very decorative in apartments where you cannot paint or use nails to hang artwork. Look for posters in themes that coordinate with the style of the room in which they will be hung. Choose high quality poster hanging tape (available wherever posters are sold) to hang your posters without causing any damage to the paint on your walls.

Vinyl Letters

You can also use vinyl lettering or vinyl graphics to dress up your walls. Spelling out words like “faith”, “hope” or “love” on a living room wall can be a great sentiment. Or you can spell out your favorite quote. Vinyl letters merely cling to the wall, so they won’t damage your wall or paint.

These are just a few of the options that you have when it comes to dressing up plain apartment walls. And keep in mind that if you ask, many landlords will allow you to change the paint color in a room if you agree in writing to return the room to its original color before vacating the apartment.

About the Author: Alyssa Davis is a staff writer and specialist in decorating with

butterflies metal wall decor

and

tropical wall art

for Metal-Wall-Art.com.

Source:

isnare.com

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Friday, November 6, 2009

A 1965 Volkswagen minibus that was stolen in 1974 has been recovered by customs agents in Los Angeles. The vintage minibus was in pristine condition, valued at $25,000, and was found during a routine inspection of a shipping container scheduled for departure to The Netherlands. A routine computer database search on its vehicle identification number flagged it as having been stolen from a vehicle upholstery shop in Spokane, Washington on July 12, 1974. A custom restoration business in Arizona was attempting to deliver it to overseas clients last month when authorities intercepted the vehicle.

“Pretty amazing, isn’t it?”

The theft appeared on the National Insurance Crime Bureau database, which is used by border authorities and contains all stolen vehicle records. Most police databases remove unsolved vehicle thefts after five years.

The California Highway Patrol does not suspect the restorer of wrongdoing, according to investigating officer Mike Maleta. Possession of the vehicle apparently changed several times. Police in Spokane have not yet located the rightful owner, whose identity has not been released to the press. Maleta hopes that a trail of registration documents and interviews will uncover the thief.

“[The restoration firm owner is] a victim himself. He was an innocent purchaser…”

The Allstate insurance company paid $2500 shortly after the theft occurred and wants to take possession of the vintage minibus. Allstate spokeswoman Megan Brunet expects that after the necessary paperwork is processed the firm will sell it at auction.

Friday, November 25, 2011

A team of 55 researchers led by University of Western Ontario biologist Miodrag Grbic has sequenced the genome of the spider mite Tetranychus urticae, a pest that costs over USD 1 billion to control annually. Their results were published in the journal Nature yesterday. The genome is the smallest arthropod genome sequenced so far.

The study was funded by the US Depeartment of Energy Joint Genome Institute programme, Genome Canada, and the European Union.

The pest is resistant to major plant toxins, and it takes a spider mite from two to four years to become resistant to new pesticides. University of Utah assistant professor of biology Richard M. Clark, a study co-author, said, “One key thing that makes spider mites unique is they can eat many, many different plant species… These mites are … a major cause of people’s house plants turning yellow and getting sick. They also are a major problem for agricultural nurseries and greenhouses, and for field crops. … [the spider mite] has been found to rapidly develop resistance to multiple types of pesticides, often within a couple of years after a pesticide is introduced.”

The study found the mite’s genome includes a variety of genes responsible for digestion and toxin degradation, possibly including some genes from bacteria and fungi. Because these bacterial/fungal genes are peculiar to spider mites, they appear to be a rare example of lateral gene transfer — gene transfer between distant species.

The study also found 17 web-production genes. The spider mite’s webs provide weather- and predator-protection and are somewhat stronger than webs of other species.